Registered NBFC  |  RBI Compliant  |  Jamnagar, Gujarat

Smart Financing for Every Growth Story

From MSME term loans to personal finance โ€” Explicit Finance delivers fast, transparent, and flexible lending solutions for businesses and individuals across India.

โ‚น3Cr+
Max Loan Amount
48hrs
Quick Approval
10+
Loan Products
๐Ÿ—๏ธ
MSME Term Loan
For micro, small & medium enterprises
Up to โ‚น3 Crore ยท 60 months
๐Ÿ’ผ
Working Capital Loan
Keep operations running smoothly
Up to โ‚น2 Crore ยท Fast disbursal
๐Ÿก
Loan Against Property
Unlock the value of your asset
Up to โ‚น5 Crore ยท 180 months
๐Ÿช™
Gold Loan
Instant funds against gold jewellery
Same day disbursal ยท Low rates
MSME Term Loans
Working Capital
Machinery Finance
Solar Energy Loans
Consumer Loans
Personal Loans
Vehicle Loans
Gold Loans
Loan Against Property
Business Expansion Loans
Fast Approvals ยท Minimal Docs
MSME Term Loans
Working Capital
Machinery Finance
Solar Energy Loans
Consumer Loans
Personal Loans
Gold Loans
Loan Against Property
Business Financing

Loans to Power Your Business Growth

Whether you're a manufacturer, trader, or service provider โ€” we have a loan built for your business needs.

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MSME Term Loan

Designed for micro, small & medium enterprises to fund expansion, capital expenditure, or operational growth with structured repayment.

  • Loan up to โ‚น3 Crore
  • Tenure up to 60 months
  • Udyam registration beneficial
  • Collateral-free options available
Learn More โ†’
๐Ÿ’ผ

Working Capital Loan

Bridge cash flow gaps and keep daily operations running. Fund inventory, payroll, and vendor payments without disruption.

  • Loan up to โ‚น2 Crore
  • 48-hour approval
  • Flexible short-term tenure
  • Minimal documentation
Learn More โ†’
โš™๏ธ

Machinery & Equipment Loan

Upgrade or purchase industrial machinery, CNC equipment, or any production assets โ€” without blocking working capital.

  • Up to โ‚น3 Crore
  • Tenure up to 84 months
  • New and used machinery
  • Direct vendor disbursement
Learn More โ†’
๐Ÿข

Business Expansion Loan

Expand your business locations, hire staff, invest in marketing, or diversify product lines with flexible business finance.

  • Collateral-free options
  • Up to โ‚น2 Crore
  • All business types welcome
  • Women entrepreneur programs
Learn More โ†’
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Solar Energy Loan

Go solar without upfront cost. Finance residential or commercial installations and cut electricity bills from day one.

  • Up to โ‚น3 Crore
  • PM Surya Ghar aligned
  • Residential & Commercial
  • Long-term energy savings
Learn More โ†’
Retail Financing

Personal & Retail Loans for Every Need

Our retail loan products are designed to help individuals and families achieve their goals โ€” from home ownership to personal milestones.

๐Ÿง‘โ€๐Ÿ’ผ

Consumer Loan

Finance electronics, appliances, furniture, or any consumer purchase with easy EMIs and fast approval โ€” no waiting.

  • Up to โ‚น5 Lakhs
  • Instant in-store approval
  • 0% processing offers
  • Flexible tenure 3โ€“36 months
Learn More โ†’
๐Ÿ’ณ

Personal Loan

For medical emergencies, travel, education, home renovation, or any personal need โ€” get funds fast with no collateral.

  • Up to โ‚น25 Lakhs
  • No collateral required
  • Disbursal within 24โ€“48 hrs
  • Tenure 12โ€“60 months
Learn More โ†’
๐Ÿš—

Vehicle Loan

Drive your dream โ€” new or used cars, two-wheelers, commercial vehicles, or electric vehicles financed at competitive rates.

  • Up to โ‚น50 Lakhs
  • New & used vehicles
  • EV financing available
  • Tenure up to 84 months
Learn More โ†’
๐Ÿช™

Gold Loan

Unlock the value of your gold jewellery instantly. Get funds for any purpose โ€” business or personal โ€” on the same day.

  • Up to 75% of gold value
  • Same-day disbursal
  • Safe gold storage
  • Minimal documentation
Learn More โ†’
๐Ÿก

Loan Against Property

Leverage the value of your residential or commercial property for large business or personal financing needs at low rates.

  • Up to โ‚น5 Crore
  • Tenure up to 180 months
  • Residential & commercial
  • Lower interest rates
Learn More โ†’
Why Explicit Finance

Trusted by Businesses & Individuals Across Gujarat & India

We combine speed, transparency, and genuine care to deliver the best financing experience possible.

โšก
48hrs
Lightning Fast Approval
Quick decisions so you never miss a business opportunity
๐Ÿ”’
100%
Transparent Process
No hidden charges โ€” complete clarity from application to disbursal
๐Ÿ“„
Minimal
Documentation
Simple, hassle-free paperwork with digital KYC support
๐Ÿ’ฐ
Flexible
Repayment Options
EMI plans aligned with your cash flow and business cycle
๐Ÿ‡ฎ๐Ÿ‡ณ
Pan India
Coverage
Serving customers across all major states from our Gujarat base
๐Ÿค
Dedicated
Relationship Manager
A real person guiding you throughout your loan journey
Simple Process

Get Your Loan in 3 Simple Steps

Applying with Explicit Finance is fast, digital, and completely hassle-free.

01

Apply Online

Fill our simple 5-minute application form. Choose your loan type and required amount.

02

Upload Documents

Submit required documents digitally. Complete KYC verification from anywhere, anytime.

03

Get Funded

Approval within 48 hours. Funds disbursed directly to your bank account โ€” ready for use.

Success Stories

Real People, Real Growth

Hear from our customers who've achieved their goals with Explicit Finance.

โญโญโญโญโญ

"Got my MSME machinery loan in just 48 hours. The process was completely digital and the team at Explicit Finance was super helpful. My production capacity has doubled since then!"

RS
Rajesh Shah
Manufacturing Unit Owner, Jamnagar
โญโญโญโญโญ

"The working capital loan helped me survive a tough patch and fund a large festival season order. Transparent terms, no surprise charges. I recommend Explicit Finance to all my business friends."

PM
Priya Mehta
Textile Business Owner, Surat
โญโญโญโญโญ

"I took a gold loan for an emergency and the same-day disbursal was a lifesaver. The gold is stored safely and I got great value. Very professional service!"

AK
Arun Kumar
Small Business Owner, Rajkot
FAQs

Frequently Asked Questions

We offer a comprehensive range of NBFC loan products including MSME Term Loans, Working Capital Loans, Machinery & Equipment Loans, Business Expansion Loans, Solar Energy Loans, Consumer Loans, Personal Loans, Vehicle Loans, Gold Loans, and Loan Against Property.
Once you submit a complete application with all required documents, we process and approve within 48 hours. Gold loans and consumer loans can be approved even faster โ€” sometimes same day.
We offer both secured and unsecured loan options. MSME loans, personal loans, working capital loans, and business loans can be availed without collateral for eligible borrowers. Loan Against Property and certain larger loans are secured against property.
Basic documents include PAN Card, Aadhaar Card, business registration documents, 6 months bank statements, GST returns (for businesses), and recent ITR. Specific requirements vary by loan type.
Our office is at 302, Copper Annexy, 3, Patel Colony Main Road, Opp. St. Ann's School, Jamnagar โ€“ 361008, Gujarat, India. You can also reach us at info@explicitfinances.com or support@explicitfinances.com.

Ready to Achieve Your Financial Goals?

Apply in 5 minutes online. Get a decision in 48 hours. Let's grow together.