Gold Loan

Unlock the Value of Your Gold — Instantly

Pledge your gold jewellery and get immediate funds for any purpose — business or personal. Safe storage, same-day processing, competitive per-gram rates.

Apply for Gold Loan
🪙
LTV Ratio
Up to 75%
Disbursal
Same Day
📅
Tenure
3–36 Months
🔒
Gold Storage
100% Secure

Gold Loan — Instant Liquidity Against Your Gold

A gold loan is one of the fastest ways to access funds. You pledge your gold jewellery or ornaments to Explicit Finance and receive up to 75% of its market value as a loan — often on the same day, with minimum paperwork.

Gold loans are perfect for business emergencies, working capital needs, medical situations, or any urgent financial requirement where speed matters.

Gold We Accept

  • Gold jewellery (18 to 24 carat)
  • Gold ornaments and bangles
  • Gold coins (issued by banks)
  • Any hallmarked gold items

Why Our Gold Loan?

  • Up to 75% of current market value of gold
  • Same-day disbursal — cash or bank transfer
  • Highly secure vault storage for your gold
  • No income proof or CIBIL score required
  • Option to repay interest monthly or in bulk at end
  • Renewal and auction protection features

🔒 100% Safe: Your gold is stored in our insured, certified vault facilities with full CCTV monitoring. We return it in the exact same condition on full repayment.

Repayment Options

  • EMI-based: Pay principal + interest monthly
  • Bullet repayment: Pay interest monthly; principal at maturity
  • Overdraft facility: Withdraw and repay as needed

Documents Required

  • PAN Card and Aadhaar Card
  • One recent passport-size photograph
  • Gold ornaments for valuation
  • Address proof (if different from Aadhaar)

Apply for Gold Loan

Instant funds. Safe storage. Same-day disbursal.

LTVUp to 75%
DisbursalSame Day
Tenure3–36 Months
CIBILNot Required
Apply Now →

Get Instant Cash Against Your Gold

Visit us or apply online. Gold evaluated, loan disbursed — all on the same day.